Net Worth Calculator

Add up what you own and what you owe to see your net worth

Assets

$463,000

Cash & savings$Brokerage investments$Retirement accounts$Home value$Vehicles$Other assets$

Liabilities

$295,000

Mortgage$Auto loans$Student loans$Credit cards$Other debts$

Your net worth

$168,000

Assets $463,000 − liabilities $295,000

Debt-to-asset ratio

64%

Lower is stronger

Net worth excluding home

$78,000

Home equity removed

Liquid assets

$35,000

Cash plus brokerage investments

Use current market values, not purchase prices. Track it once or twice a year — the trend matters more than any single number.

How this calculator works

Net worth is everything you own minus everything you owe. It is the simplest single number for tracking financial progress over time.

List assets at today's market value: cash, investments, retirement accounts, home and vehicles. Then list debts such as your mortgage, car and student loans, and credit card balances.

Because a home is hard to turn into cash, the calculator also shows net worth without home equity and your liquid assets.

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